The game starts when you make an ante and/or a PairPlus bet. You and the dealer each get three cards. You get to look at your cards, but the dealer’s cards are dealt face down and stay face down.

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If you made an ante bet, you have the option to fold or raise. If you fold, you lose your ante bet. If you raise, then you’re making a “play” bet, which means you must put up another bet the samesize as your ante.

At this point, the dealer reveals his cards. To qualify, the dealer needs a queen or better. If the dealer does NOT qualify, you get even money on your ante bet, but the play bet is considered apush. (You get that bet back with no winnings. It’s like a tie score.)

If the dealer DOES qualify, then you and the dealer compare hands. The better hand wins both the ante and the play bets. The bets pay off at even money. In the event of a tie, the action isconsidered a push.

Also, if you have a straight or higher, you get a bonus payout on the ante bet, even if the dealer beats your hand.

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The PairPlus bet, on the other hand, pays off based on how well your hand ranks. It has nothing to do with comparing your hand with the dealer’s.

For purposes of Three Card Poker, here are the poker hand rankings, from best to worst.

• Straight flush
• Three of a kind
• Straight
• Flush
• Pair
• Ace high (or lower)

The ante bonus and the PairPlus bet payouts are based on a pay table, in the same way that a slot machine or video poker game works. These payouts vary from casino to casino.

Here’s an example ante bonus pay table.

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These payouts can vary widely, though—you might find a casino that pays 10 to 1 on a straight flush. Generally, the higher the payouts are, the lower the house edge is. One hand doesn’t vary,though—the payoff for a straight is always even money.

The PairPlus pay table usually looks like this.

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The house edge for this bet is over 7%, by the way, so I don’t recommend ever making this bet. Some casinos, though, offer a payout for a “mini royal flush.” A mini royal flush is an A-K-Q, allof the same suit.

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Depending on the specific pay table for that variation, the house edge might drop to as little as 2%-4%.